Invinitive
📈 Direct Market Access to US stocks (plus UK & European markets).

International Advisers

Supporting advisers working with internationally mobile clients holding UK assets

Invinitive works with advisers who support internationally mobile clients; including expats and non-UK residents, who retain UK pensions or investment assets.

We provide a UK-regulated, execution-only platform that supports cross-border use cases, subject to jurisdictional and regulatory requirements.

Who this is for

We typically work with advisers who:

Advise clients living outside the UK
Support British expats or internationally mobile individuals
Require a UK SIPP or investment account for non-UK residents
Understand and manage cross-border advice considerations

Invinitive does not provide advice and does not passport advisory services into other jurisdictions.

Supported client scenarios

Subject to eligibility and onboarding requirements, the Invinitive platform can support:

UK pensions held by non-UK residents
Pension consolidation for expat clients
Investment Accounts for internationally mobile clients
Multi-currency investing and administration

Availability may vary depending on client residency and local regulatory considerations.

Platform capabilities for international use

UK-regulated SIPP and investment wrappers
Multi-currency functionality (where applicable)
Execution-only dealing
Open-architecture investment access
Digital onboarding and administration
Clear reporting across assets and currencies

Regulatory clarity

Invinitive is a UK-regulated platform provider.

•We do not provide advice in overseas jurisdictions
•Advisers remain responsible for advice, suitability and local regulatory compliance
•All platform activity is administered under UK regulation

This clear separation of responsibilities helps advisers manage cross-border risk effectively.

Governance & operational framework

Our governance-led model includes:

Defined asset eligibility criteria
Standard-asset investment universe
Jurisdictional risk assessment as part of onboarding
Documented processes and audit trails

This framework supports advisers managing complex international client profiles.

Investment universe & asset access

Invinitive provides advisers with access to a broad, open-architecture investment universe that is deliberately focused on FCA-permitted, standard investments, administered within a clearly defined governance and eligibility framework.

We do not support non-standard, unregulated or exotic asset types.

Supported asset types (permitted investments only)

Advisers and their clients can invest in FCA-permitted, standard assets, including:

•UK equities listed on recognised exchanges
•US equities, including NYSE and NASDAQ listings
•European equities across major EU markets
•Exchange-Traded Funds (ETFs) traded on recognised exchanges
•Mutual funds / OEICs, where available on the platform

All investments available on the platform:

•Are exchange-traded or regulated collective investment schemes
•Fall within the FCA's definition of standard / permitted assets
•Are subject to ongoing eligibility, governance and operational controls

Invinitive does not permit investments that would be classed as non-standard, unregulated or taxable property within a SIPP or investment wrapper.

Multi-currency investing & FX

The Invinitive platform supports multi-currency investing across up to 8 currencies, allowing advisers to support globally diversified portfolios while maintaining operational clarity.

Currency capabilities include:

•Holding cash balances in up to 8 currencies
•Buying and selling investments in their native trading currency
•Avoiding unnecessary FX conversions
•Managing currency exposure more efficiently

Foreign exchange (FX)

FX transactions are executed at the prevailing spot rate
No additional FX markup is applied by Invinitive
Currency conversion occurs only where required

This approach supports transparent pricing and efficient cross-border investing.

Portfolio construction flexibility

Invinitive is designed to support a wide range of adviser investment models while maintaining clear regulatory boundaries.

Adviser-created model portfolios

Advisers may:

•Create and maintain their own model portfolios
•Apply models consistently across multiple client accounts
•Retain full responsibility for portfolio design, rebalancing and oversight

Invinitive does not design, recommend or manage model portfolios.

Third-party Model Portfolio Services (MPS)

Where appropriate, the platform supports the use of third-party Model Portfolio Services, subject to onboarding and eligibility requirements.

•Models are implemented on an execution-only basis
•Advisers retain responsibility for selection, suitability and monitoring
•Invinitive provides platform administration and execution

Discretionary Fund Managers (DFMs)

Invinitive can facilitate the appointment of third-party Discretionary Fund Managers, where required.

•DFMs operate under their own FCA permissions
•Investment discretion rests solely with the appointed DFM
•Invinitive provides custody, administration and reporting

Clear separation of responsibilities

Invinitive's operating model maintains a clear separation between:

•Platform administration and execution (Invinitive)
•Advice and suitability (the adviser)
•Discretionary management, where appointed (DFM)

This separation supports advisers in meeting regulatory obligations while preserving flexibility in portfolio construction and client servicing.

Adviser onboarding (International)

Onboarding is tailored to reflect cross-border considerations.

Typical steps:

•Initial discussion covering jurisdictions and client profile
•Completion of adviser and jurisdictional onboarding documentation
•Platform access and operational resources
•Ongoing support for international cases
👉 Start international adviser onboarding

Operational support for international advisers

Dedicated UK-based support team
Experience supporting international transfers and onboarding
Clear communication and escalation routes
Support for advisers and clients across time zones

Resources for international advisers

  • •International adviser due diligence pack
  • •Jurisdictional onboarding guidance
  • •Platform documentation and process guides
👉 Access international adviser resources

Work with us

If you would like to understand whether Invinitive is suitable for your international client base, we are happy to have an initial discussion.

Invinitive Financial UK Ltd is authorised and regulated by the Financial Conduct Authority. Invinitive operates on an execution-only basis and does not provide investment advice, discretionary management or investment recommendations. All investments available on the platform are FCA-permitted standard assets. Advisers remain responsible for suitability, portfolio selection, client outcomes and compliance with local regulations.