Invinitive
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Stocks & Shares ISA

A tax-efficient way for UK residents to invest for the future

Regulatory update

Invinitive Financial UK Ltd has voluntarily agreed to certain temporary restrictions with the Financial Conduct Authority while the Firm undertakes a review of its financial crime systems, processes and controls.

During this period, the Firm is restricted from:

  • Onboarding new Stocks & Shares ISA clients
  • Accepting new contributions into any product

Overview

A Stocks & Shares ISA enables you to hold investments in a tax-advantaged wrapper, meaning that; under current UK legislation, income and capital gains generated within the ISA are not subject to UK income tax or capital gains tax.

ISAs are subject to HMRC eligibility rules and annual subscription limits, which apply across all ISA providers. Contributions and transfers must comply with these rules.

Invinitive's ISA provides access to global markets through a modern, digital platform with transparent pricing and full online control.

We operate on an execution-only basis and do not provide financial advice.

Investment options

Through your Invinitive Stocks & Shares ISA, you can invest in a broad range of standard, exchange-traded assets, including:

UK equities
Exchange-Traded Funds (ETFs) across regions and asset classes
Mutual funds / OEICs, where available on the platform

All investments available within the ISA are subject to platform eligibility and HMRC-permitted asset rules.

This allows investors to build diversified portfolios across markets and sectors, all within a single ISA wrapper.

Please note: At this moment in time we do not offer CDIs for foreign equities.

Key points

Only UK residents can open accounts and make contributions
Non-UK residents may hold existing ISAs via transfer only (no new contributions permitted)
Annual ISA subscription limit: £20,000 for 2026/2027 (across all ISAs held with any provider)
Flexible ISA rules allow withdrawals and re-contributions within the same tax year
Investments remain at risk — values can go down as well as up
No UK tax on income or capital gains within the ISA, under current rules
ISA rules and tax treatment may change in the future

For UK residents

Stocks & Shares ISAs are only available to UK residents.

2026/2027 ISA allowance

The annual ISA subscription limit for 2026/2027 is £20,000. This limit applies across all ISA types (Stocks & Shares, Cash, Innovative Finance and Lifetime ISAs) combined. You may split your allowance across different ISA types or hold them with different providers, provided the total does not exceed £20,000 in the tax year.

If you move abroad:

You will still be able to buy and sell investments and hold cash in the ISA
You will not be able to make further contributions to the ISA

Why choose Invinitive for your ISA?

Transparent, capped pricing

0.25% platform fee, capped at £400 p.a. • £7.95 per trade • No hidden platform or custody charges

This structure is particularly attractive for investors who value clarity and cost control.

Broad global investment access

UK, US and European equities • Wide selection of ETFs • Open-architecture access — not restricted to in-house funds

One platform, multiple accounts

Many clients use Invinitive as a single hub for Stocks & Shares ISAs, Investment Accounts, and SIPPs. Consistent reporting, familiar tools and unified online experience.

Modern digital experience

Fully online account management • Real-time pricing and execution • Clear reporting and statements • Paperless onboarding and transfers

Fees

Our ISA pricing is simple and transparent:

Fee typeAmount
Platform fee0.25% p.a. (capped at £400)
Trade fee£7.95 per trade
View full pricing

Documents & Disclosures

Before you apply, you can review our key product, legal and regulatory documents in one place.

Invinitive operates on an execution-only basis. Please ensure you read the relevant documents before proceeding.

Ready to get started?

Opening or transferring an ISA is straightforward, with a fully digital process.

Invinitive does not provide investment advice. Investments can fall as well as rise in value, and you may get back less than you invest. ISA rules and tax treatment depend on individual circumstances and may change in the future.

Junior ISA (JISA) – coming soon

We will shortly be introducing Junior Stocks & Shares ISAs (JISAs), designed for parents and guardians who wish to invest on behalf of a child.

Important: To open a Junior ISA with Invinitive, you must first have an active account with us (Investment Account, ISA, or SIPP).

What is a Junior ISA?

A Junior ISA is a tax-advantaged investment account for children under the age of 18, with:

Annual subscription limits set by HMRC
Investments held in the child's name
Control passing to the child when they reach age 18

Planned features

Access to global markets via the Invinitive platform
Transparent, low-cost pricing
Online management for parents and guardians
Seamless transition to an adult ISA at maturity

Full details will be published ahead of launch.

Learn more & register interest