Pricing
Clear, transparent pricing with no hidden charges
At Invinitive, we believe pricing should be simple, proportionate and easy to understand. All fees are published openly and apply only to the services you use.
There are no bundled charges, no hidden platform costs and no opaque pricing structures.
Product fees
Our core pricing structure is consistent across account types, making it easy to understand and manage multiple accounts on one platform.
| Product | Platform fee | Trade fee | Notes |
|---|---|---|---|
| SIPP | 0.25% p.a. (capped at £400) + £150 p.a. wrapper fee (accounts over £50,000 only) | £7.95 * | Per trade |
| Investment Account (GIA) | 0.25% p.a. (capped at £400) | £7.95 * | Per trade |
| Stocks & Shares ISA | 0.25% p.a. (capped at £400) | £7.95 * | Per trade |
SIPP wrapper fee: The £150 annual SIPP wrapper fee is waived for accounts under £50,000. This fee only applies to SIPP accounts with a value of £50,000 or more.
* International market access: An additional 5bps is added to the trade fee for direct access to all international markets except the US.
How platform fees work
Platform fees are calculated based on assets under management
Fees are capped at £400 per account, per year
Charged quarterly in arrears
This capped structure ensures that as account values grow, costs remain predictable.
Trading fees
£7.95 per trade, per transaction
Applies to purchases and sales of investments
No volume-based pricing tiers or minimum trading requirements
No spreads or commissions applied on UK and US trades
Foreign exchange (FX)
Invinitive supports multi-currency investing across several account types.
FX transactions are executed at the prevailing spot rate
FX rate applied is spot rate plus 0.0025
Currency conversion only occurs when required
This helps ensure overseas investing costs remain transparent and competitive.
What's included in the platform fee
The platform fee covers the ongoing operation and administration of your account, including:
Online account access and management
Custody and safeguarding of assets
Reporting, statements and valuations
Corporate actions processing
Platform infrastructure and security
There are no separate custody, administration or inactivity fees.
Costs and Charges
We do not believe in surprise charges.
All fees are disclosed clearly in our costs and charges documentation, so you know exactly what you are paying and why.
👉 View SIPP Costs and ChargesUsing multiple accounts
Many clients hold more than one account type with Invinitive (for example, a SIPP and an ISA).
Each account is charged independently
Platform fee caps apply per account
Trading fees apply per transaction, regardless of account type
This structure keeps pricing consistent and transparent across products.
Questions about pricing?
If you have questions about how our fees work or how charges apply in practice, our team is happy to help.
All platform, trading and FX fees are charged and payable in GBP. Clients must ensure a sufficient GBP cash balance is maintained to cover applicable charges.
Important information
Fees and charges are subject to change. Tax treatment depends on individual circumstances and may change in the future. Invinitive does not provide investment advice.