Self-Invested Personal Pension (SIPP)
A UK-registered pension wrapper for individuals who want greater control, flexibility, and transparency over their retirement savings — delivered through a modern, execution-only platform.
The Invinitive SIPP is designed for clients and advisers who wish to manage investments directly, without receiving regulated financial advice. All investing is carried out strictly on an execution-only basis.
Regulatory update
Invinitive Financial UK Ltd has voluntarily agreed to certain temporary restrictions with the Financial Conduct Authority while the Firm undertakes a review of its financial crime systems, processes and controls.
During this period, the Firm is restricted from:
- Accepting new contributions into any product
New Self-Invested Personal Pension (SIPP) clients may be onboarded where the pension is funded exclusively through transfers from existing pension arrangements and does not involve any new contribution monies.
A Self-Invested Personal Pension (SIPP) is a long-term retirement structure established under UK pension legislation. It allows individuals to hold a broad range of permitted investments within a tax-advantaged wrapper and to manage those investments either themselves or with the support of an adviser.
SIPPs are commonly used by individuals who want more choice than traditional workplace or insured personal pensions provide, or who wish to consolidate multiple pension arrangements into a single, easy-to-manage account.
Execution-Only by Design
Invinitive operates exclusively on an execution-only basis. We do not provide financial advice, personal recommendations, or suitability assessments.
Clients and advisers remain responsible for determining:
This model ensures transparency, client control, and freedom of choice.
What You Can Hold in an Invinitive SIPP
An Invinitive SIPP is designed to support globally diversified, long-term portfolios using mainstream permitted investments.
You can hold a wide range of assets, including:
Your SIPP supports seven base currencies:
This allows clients to hold cash and settle investments in the currency most appropriate to their circumstances, helping reduce unnecessary FX conversions.
All investments are executed strictly at your instruction on an execution-only basis.
Transfers and Onboarding
We support both cash and in-specie pension transfers. Invinitive is also part of the Origo Transfer Service community, which can help support eligible electronic cash transfers where both schemes are set up to use Origo. Some transfers remain manual and timescales vary accordingly. Once a transfer is initiated, we coordinate directly with your existing provider and keep you informed throughout the process.
Learn more about transfersFees
All fees are transparent and published.
Documents & Disclosures
Before you apply, you can review our key product, legal and regulatory documents in one place.
Invinitive operates on an execution-only basis. Please ensure you read the relevant documents before proceeding.
Two SIPP Pathways at Invinitive
Invinitive supports two client journeys under the same UK-registered SIPP structure:
UK Resident SIPP
For individuals living in the UK who want a modern, digital SIPP for consolidation, long-term investing, and retirement planning.
View UK SIPPInternational / Expat SIPP (iSIPP)
For individuals living outside the UK who wish to retain and manage their existing UK pension assets within a UK regulatory framework.
View International SIPPBoth remain UK SIPPs. The difference relates to residency, onboarding, and ongoing administration — not to the legal nature of the pension.
Important information
Invinitive Financial UK Ltd is authorised and regulated by the Financial Conduct Authority. We do not provide financial advice. Investments can fall as well as rise in value, and you may get back less than you invest. Tax treatment depends on individual circumstances and may change in the future.