Why Choose Invinitive for Your Investment Account?
A modern, transparent platform for flexible investing
When choosing where to hold your Investment Account, you're not just selecting a platform — you're choosing a partner that will handle your assets, execute your investment decisions, and provide the infrastructure that supports your financial goals.
Here's why clients choose Invinitive for their unwrapped investment accounts.
Transparent, competitive pricing
We believe pricing should be straightforward, published, and understandable.
Simple platform fee
0.25% per annum on assets under management, capped at £400 per year.
No complexity, no hidden charges. You know exactly what you're paying.
Fixed dealing fee
£7.95 per trade, regardless of order size.
No percentage-based commissions or volume tiers. Clear and predictable.
No FX markup
Currency conversions at prevailing spot rates with no additional margin.
Transparent foreign exchange when investing in overseas markets.
No exit fees or penalties
Close your account or transfer out at any time without penalty.
Your assets, your choice. We don't lock you in.
Global market access
Invest across UK, US, and European markets with multi-currency support.
Equities
UK, US, and EU listed stocks across major exchanges
ETFs
Exchange-traded funds across regions and asset classes
Funds
Mutual funds and OEICs where available on the platform
Multi-currency support
Hold cash in up to 8 currencies and trade in native currency, reducing unnecessary conversions and FX costs. Ideal for international investors or those building globally diversified portfolios.
Modern digital platform
Everything you need to manage your investments online.
Real-time portfolio valuation
See your holdings, positions, and performance in real-time through our secure online portal
Digital onboarding
Open an account entirely online with streamlined identity verification and documentation
Self-service investing
Place trades, manage cash, and access reporting without unnecessary friction or delays
Clear reporting
Consolidated valuations, transaction history, and performance tracking all in one place
For UK residents and internationally mobile clients
Investment Accounts work for diverse residency situations.
UK residents
Use an Investment Account to invest beyond ISA allowances, with flexible access to capital and no contribution limits. Ideal for diversifying across account types.
Non-UK residents
Investment Accounts are available to eligible non-UK residents, subject to jurisdictional restrictions. Ideal for expats and internationally mobile individuals.
UK-regulated, secure infrastructure
Invinitive Financial UK Ltd is authorized and regulated by the Financial Conduct Authority (FCA).
What this means for you:
- Your assets are held by an FCA-regulated custodian and segregated from company assets
- We operate under UK regulatory standards for capital, systems, and controls
- Access to UK regulatory protections and complaints procedures
We don't provide investment advice — we provide a platform for execution-only investing with appropriate safeguards and governance.
Flexibility and control
No contribution limits
Unlike ISAs and pensions, Investment Accounts have no annual contribution caps. Invest as much as you want, when you want.
No withdrawal restrictions
Access your capital at any time without age restrictions, penalties, or waiting periods — subject only to asset liquidity.
Use alongside other wrappers
Combine an Investment Account with SIPPs and ISAs on the same platform for consolidated management.
Transfer in existing holdings
Consolidate investments from other platforms via cash or in-specie transfers where supported.
What we don't do
Clarity is important. Here's what Invinitive does not offer:
We do not provide investment advice — all investment decisions are made by you or your appointed adviser
We do not manage portfolios — we provide the platform for you to implement your strategy
We do not make personal recommendations — our service is execution-only
This model keeps our service focused, transparent, and cost-effective.
Ready to open an Investment Account?
Get started with a fully digital application process.
Important information
Invinitive does not provide investment advice. Investments can go down as well as up, and you may get back less than you invest. Tax treatment depends on individual circumstances and may change in the future.