Invinitive
💷 We pay interest on uninvested cash held on platform.

Why choose Invinitive for your SIPP

Our SIPP has been built to provide a modern, well-governed way to administer UK pension assets, supported by digital infrastructure, broad investment access, and a strong operational focus.

Broad investment access

The Invinitive SIPP supports a wide universe of standard, FCA-permitted assets, subject to platform rules and availability.

This includes access to:

  • Listed equities across the London Stock Exchange (LSE), NYSE, and multiple European exchanges
  • Tens of thousands of collective investments, including mutual funds and ETFs
  • Direct fixed-interest bonds, where available
  • Cash holdings in multiple currencies

This breadth allows pension assets to be administered within a single UK pension wrapper, without reliance on a narrow investment menu.

Multi-currency capability and FX

Our platform supports multi-currency pension administration, including the ability to hold and transact in currencies such as GBP, USD and EUR.

Where required:

  • Spot FX transactions can be executed within the platform
  • FX is processed transparently as part of the transaction flow
  • Currency handling is integrated into account reporting

This is particularly relevant for clients with internationally diversified assets or overseas income requirements.

Fast, process-led administration

We have designed our operational processes to minimise friction and delays.

This includes:

  • Digital onboarding and verification
  • Streamlined dealing and settlement workflows
  • Structured benefit payment processes

In many cases, pension benefit payments can be processed quickly once a valid request is received, and may be paid in different currencies, subject to checks and cut-off times. Timing depends on account status, asset liquidity, and regulatory requirements.

Execution-only by design

We provide our SIPP on a strictly execution-only basis.

This means:

  • No financial or investment advice
  • No personal recommendations
  • No assessment of suitability

Clients and advisers retain control over investment decisions, while we focus on accurate, consistent administration.

Digital platform with human support

Our infrastructure is fully digital, providing:

  • Online account access
  • Real-time holdings and transaction history
  • Clear statements and reporting

This is supported by a responsive, knowledgeable support team focused on helping with account administration and processes, not sales or advice.

Transparent, low-cost structure

We believe pension administration should be clear and proportionate.

Our SIPP pricing is designed to:

  • Avoid unnecessary complexity
  • Remain competitive at different account sizes
  • Be easy to understand and verify

Full details are published on our pricing page, with no hidden charges.

Governance-led approach

We prioritise governance, asset protection, and operational resilience.

Our SIPP operates within a structured framework covering:

  • Segregation of client assets
  • Oversight of third-party providers
  • Internal controls and reconciliation processes
  • Regulatory compliance and reporting

This approach supports long-term platform stability rather than short-term feature expansion.

Built for UK and internationally mobile clients

The Invinitive SIPP is a UK-registered pension that can, in many cases, continue to be administered for non-UK residents, subject to eligibility, jurisdictional restrictions and HMRC rules.

International SIPPs remain UK pensions and operate fully within the UK regulatory framework.

Important information

The Invinitive SIPP is provided on an execution-only basis. We do not provide financial advice, make personal recommendations, or assess whether a SIPP or any investment is suitable for you. Tax treatment depends on individual circumstances and may change. Investment values can fall as well as rise.